Applying for a BDO loan is easy as long as you submit the requirements. If you are wondering how much the monthly installment amortization is, you can proceed with the loan type and see the rates.
Personal Loan
The monthly installment rate of BDO personal loan depends on different factors such as loan amount, number of months to pay and interest rate. Here is a the monthly payment rate based on BDO personal loan calculator.
Loan Amount: Php 10,000
| Number of Months | Monthly Interest Rate (Add On) | Annual Effective Interest | Monthly Installment Rate |
| 6 | 1.30% | 26.27% | 1,796.68 |
| 12 | 1.25% | 26.63% | 958.38 |
| 18 | 1.25% | 26.76% | 680.6 |
| 24 | 1.25% | 26.58% | 541.69 |
| 36 | 1.25% | 25.98% | 402.81 |
Loan Amount: Php 20,000
| Number of Months | Monthly Interest Rate (Add On) | Annual Effective Interest | Monthly Installment |
| 6 | 1.30% | 26.27% | 3,593.35 |
| 12 | 1.25% | 26.63% | 1,916.75 |
| 18 | 1.25% | 26.76% | 1,361.18 |
| 24 | 1.25% | 26.58% | 1,083.36 |
| 36 | 1.25% | 25.98% | 805.61 |
Loan Amount: Php 30,000
| Number of Months | Monthly Interest Rate (Add On) | Annual Effective Interest | Monthly Installment Rate |
| 6 | 1.30% | 26.27% | 5,390.03 |
| 12 | 1.25% | 26.63% | 2,875.12 |
| 18 | 1.25% | 26.76% | 2,041.77 |
| 24 | 1.25% | 26.58% | 1,625.04 |
| 36 | 1.25% | 25.98% | 1,208.41 |
Loan Amount: Php 50,000
| Number of Months | Monthly Interest Rate (Add On) | Annual Effective Interest | Monthly Installment Rate |
| 6 | 1.30% | 26.27% | 8,983.37 |
| 12 | 1.25% | 26.63% | 4,791.86 |
| 18 | 1.25% | 26.76% | 3,402.94 |
| 24 | 1.25% | 26.58% | 2,708.39 |
| 36 | 1.25% | 25.98% | 2,014.01 |
Loan Amount: Php 70,000
Loan Amount: Php 100,000
Basic Requirements
In order to apply and get approved for a personal loan from BDO, you need to submit the basic requirements such as but not limited to the following:
- Valid IDs
- Payslip
- ITR
- Certificate of employment
- Disclaimer: Data provided on this site is based on available accessible info and may change without notice. They are for reference and illustration purposes only. Accuracy is not guaranteed. Your actual rates is subject to the bank’s approval. This site is not affiliated with any of the mentioned brands unless otherwise stated.
Car Loan
Housing Loan
The BDO housing loan monthly payment depends on the loan amount, fixing interest, duration and the property type. Here is a list of monthly payment rates based on BDO home loan calculator.
Loan Amount: 1,000,000
Downpayment: 20%
Interest Rate: 7% for 1 year
| Term (years) | Monthly Payment (Php) |
| 20 | 7,752.99 |
| 15 | 8,988.28 |
| 10 | 11,610.85 |
| 5 | 19,801.20 |
References: BDO